Home & Auto
Exclusive group rates are yours. And yours, and yours, and yours.
Discover the many ways you can save on insurance.
As a member of the Canadian Owners and Pilots Association, you’re eligible for exclusive home and auto group rates on top of other additional discounts from The Personal, including:
- Up to 35% off your home insurance when you bundle you bundle home + auto [1]
- Up to 15% off your auto insurance if you’ve been conviction-free for the past several years [2]
- Up to 15% off your auto insurance if you insure multiple vehicles [3]
Plus, when you switch to save, you’ll also benefit from:
- Customizable coverage options tailored to your specific needs
- Preferred service from licensed insurance advisors
- Convenient Online Services to manage your insurance anytime, anywhere
The Personal cannot offer a home insurance policy if there is a hangar or landing strip on the property.
It pays to be part of a group.
Get a quote now.
1-888-476-8737
The Personal refers to The Personal General Insurance Inc. in Quebec and The Personal Insurance Company in all other provinces and territories. Certain conditions, limitations and exclusions may apply. Savings and discounts are subject to eligibility conditions and may vary by jurisdiction. The terms and conditions of the coverages described are set out in the insurance policy, which always prevails. Rates and discounts are subject to change without notice. Auto insurance is not available in MB, SK and BC due to government-run plans.
- On average, clients save 20%. Savings are based on each client’s individual profile.
- Parking tickets are not taken into account. Discounts may vary per province.
- Discounts may vary per province.
Accidental Death & Dismemberment
COPA’s accidental death and dismemberment insurance plan is now available through Puhl Employee Benefits Inc.
Group life Insurance
COPA’s group life insurance plan is now available through Puhl Employee Benefits Inc.
Health & Dental
Coverage that fits you, and your budget.
A little every month can save you a lot later.
One-size-fits-all usually fits no one – especially when it comes to health and dental coverage. That’s why the Association Health & Dental Plan offers 8 choices, to give you the coverage that’s right for you, at the price you need.
- Without coverage?
- Employer plan doesn’t provide enough coverage?
- Self-employed?
Out-of-pocket health costs continue to rise in Canada. The Association Plan options start where provincial plans stop. They could help you save thousands of dollars on routine and unexpected prescription drugs, dental care, vision care and more.
Healthcare online 24/7, on demand healthcare included for free with all COPA Plans.
Included in the plan:
Get a diagnosis and treatment plan for common concerns like colds, the flu, eye issues, skin conditions and more.
Seek help for mental health issues.
Get a referral to a nearby specialist.
Have prescriptions renewed or even get a new one.
Get lab test requisitions emailed directly or have them sent to the lab or clinic of your choice.
To register or if you have any questions, please call the below contact in your area:
Arlene Marko (BC, AB, SK, MA, ON, YT, NWT and NU)
Phone: 1-855-234-3808
Email: copa@puhlemployeebenefits.com
Lianne Ulin (QC)
Phone: 1-514-769-4643 ext. 221
Email: lianne@mbacal.com
Shayne Connolly (NB, NS, PEI, NL)
Phone: 1-902-892-3779
Email: shayne@connellygroup.ca
FIND THE COPA ASSOCIATION HEALTH & DENTAL PLAN APPLICATION FORM HERE.
FIND THE COPA ASSOCIATION PRODUCT BROCHURE HERE (INTERACTIVE MAP WITH DIRECT QUOTES ON PAGE 9).
Emergency Travel & Medical
COPA Emergency Medical Travel Program is now extended to age 79! (Scroll down for more details)
COVID-19 COVERAGE EFFECTIVE OCTOBER 1, 2020
First of all, we at the COPA / Puhl group office hope all is well with you and your family in these Covid-19 virus times.
The COPA travel underwriter SSQ Insurance will be covering emergency medical expenses resulting from COVID-19 for those travelling to a county for which the Canadian government has issued an avoid non-essential travel notice (level 3)
However, emergency medical expenses are not covered for travel to a county for which an avoid all travel advisory (level 4) has been issued. Please always check with your airlines on the travel advisory level to your destination.
During the trip:
In the event that the Canadian government issues an avoid all travel advisory (level 4), insureds will have 14 days to return to Canada, after which time, coverage will no longer be provided.
Information and advice:
During this pandemic, our priority remains the health and safety of our clients with decisions based on their best interests. Although the best option is to avoid travelling altogether, SSQ Insurance wants to protect those who must.
Remember that in all countries affected by the coronavirus, any directives issued by the local government and public safety authorities will supersede those of our assistance service. As a result, access to health care may be limited. Car rental and airline seat availability maybe not as secure as before. Hotel rooms may be limited for extended stays.
It is wonderful news that travel is opening up and we wish you a safe and enjoyable holiday.
COPA Emergency Medical Travel Program is now extended to age 79! (Scroll down for more details)
We listened to you, the members of COPA, and were able to negotiate with SSQ to amend the current contract. This is how the program looks now with the age enhancement:
Up to age 69: $222 per year
*covers all dependent family members
Under age 65 – pre-existing medical conditions are covered
Age 65 – 69 – 3 month pre-existing condition clause
Ages 70 – 74: $386 per year
*covers all dependent family members
6-month pre-existing condition clause
Ages 75 – 79: $772 per year
Exclusions and Limitations Applicable to ages 75-79 only:
A. 11. any condition for which the Insured Person received medical advice, consultation or
treatment within twelve (12) months prior to the commencement of a Trip, with the exception of a Chronic Condition which is under treatment and Stabilized by the regular use of prescribed medication;
“Chronic Condition” means a disease or disorder which has existed for a minimum of twelve (12) months.
“Stabilized” means there has not been a change in the medical condition requiring
Planning a trip?
Travel Insurance is one of the most important things on your list. Whether you’re going across the border, down south, overseas or to another province, your provincial health plan may cover only a small portion of medical expenses. Travel Insurance picks up where your government health plan leaves off.
When you purchase Travel Insurance from SSQ, you not only get emergency medical coverage, you also get the support you need in your own language – 24 hours a day, seven days a week.
Getting the protection you need is fast, convenient and easy:
- Please visit https://copatravel.com/sign-up/ to join or renew,
- By Phone 855-234-3808,
- By e-mail copatravel@puhlemployeebenefits.com